91色情片

Associate Professor Fei Huang

Associate Professor Fei Huang

Associate Professor
  • Senior Fellow of Advance HE (SFHEA)
  • PhD, Australian National University
  • MPhil, University of Hong Kong
  • BSc, Xiamen University
Business School
School of Risk and Actuarial Studies

Fei Huang is an Associate Professor in the School of Risk and Actuarial Studies, 91色情片 Business School. She received her BSc. in Mathematics from Xiamen University, MPhil in Actuarial Science from the University of Hong Kong, and听PhD听in Actuarial Studies from the Australian National University.听Before joining 91色情片 in July 2020, she was a senior lecturer at the Australian National University.听 She has received numerous awards for research and educational excellence, recognising her contributions to actuarial science, data science, and responsible AI.听

Visit her personal website:听.

Fei鈥檚 research focuses on responsible AI and data-driven decision-making, with particular emphasis on insurance, risk management, and actuarial applications. She draws on tools from statistics, machine learning, economics, and marketing to design solutions that are not only accurate and interpretable, but also fair, stable, and privacy-preserving. A central aim of her work is to ensure that insurance and superannuation (retirement income products) remain equitable, affordable, and sustainable in the face of advancing AI and a changing climate. Her recent research spans three key areas:

  • Responsible AI and Fair Insurance Pricing: advancing understanding and quantitative adoption of key responsible AI principles, especially in the insurance and superannuation industries, including accuracy, fairness, interpretability, uncertainty quantification, privacy, and stability, to ensure trustworthy and ethical data-driven decision making. This research is funded by an "Responsible Statistical Learning: Uncertainty, Fairness and Transparency". Her听research on antidiscrimination insurance pricing has received several prestigious awards from both academia and professional bodies, including the听听and the听.听
  • Climate disaster insurance: tackling challenges related to affordability, sustainability, and fairness in climate disaster insurance听policy and design. This research is funded by an 听"Dealing with Climate disasters" (2025-2028).
  • Mortality and retirement income: examining socio-economic mortality differentials and their implications for听retirement income and annuity systems. She led听the development of the interactive dashboard,听听补苍诲听辞辫别苍-补肠肠别蝉蝉 to help Australians, industry, and government better understand longevity patterns, using linked individual-level national datasets.

Her work has been published in leading actuarial journals and received several prestigious research awards, including the North American Actuarial Journal Best Paper Award, National Industry PhD Program Award, ABDC Innovation and Excellence Award for Research (Emerging Applied Category), Carol Dolan Actuaries Summit Prize, Amecian Academy of Actuaries' Award for Research, ASTIN Colloquium Best Paper Award, the Actuaries Institute's Volunteer of the Year Award in the Spirit of Volunteering category, and the 91色情片 Business School SDG Research Impact Award. Her research has been funded by multiple international and domestic institutions, including the Australian Research Council (Discovery Project), the Society of Actuaries, and Milliman. She received the Dean鈥檚 Award for Distinction (the highest individual honour) in 2025, recognising her听exceptional impact across the faculty and beyond, and demonstrating breadth, depth, and influence.

Fei teaches actuarial data science and statistical machine learning at 91色情片.听听By collaborating with industry partners, she incorporates contemporary industry challenges into the course syllabus to offer a unique industry-engaging experience for students.听Her educational excellence has been recognised by winning the 91色情片 John Prescott Award for Outstanding Teaching Innovation (2022), the ANU Vice-Chancellor鈥檚 Award for Teaching Excellence in the Early Career Category (2018), and the ANU College of Business and Economics Award for Teaching Excellence in the Early Career Category (2017).听听Fei is a Senior Fellow of Advance HE (SFHEA).

Fei is a leading voice in the profession on responsible AI in insurance, serving as a columnist for Actuaries Digital and working widely with industry and government on issues ranging from fairness in pricing to longevity risk and climate resilience. Her work bridges research, policy, and practice, shaping regulatory thinking and supporting the responsible use of data-driven decision systems. She has advised regulators internationally, including serving as an invited expert providing testimony to the New York State Assembly Public Hearing on AI in Insurance.听

  • Journal articles | 2025
    Xin X; Hooker G; Huang F, 2025, 'Pitfalls in machine learning interpretability: Manipulating partial dependence plots to hide discrimination', Insurance Mathematics and Economics, 125, pp. 103135 - 103135,
    Journal articles | 2025
    Zhu F; Dong Y; Huang F, 2025, 'Data-rich Economic Forecasting for Actuarial Applications', Insurance, Mathematics & Economics, 124,
    Journal articles | 2024
    Aas K; Charpentier A; Huang F; Richman R, 2024, 'Insurance analytics: Prediction, explainability, and fairness', Annals of Actuarial Science, 18, pp. 535 - 539,
    Journal articles | 2024
    Fahrenwaldt M; Furrer C; Hiabu ME; Huang F; J酶rgensen FH; Lindholm M; Loftus J; Steffensen M; Tsanakas A, 2024, 'Fairness: plurality, causality, and insurability', European Actuarial Journal, 14, pp. 317 - 328,
    Journal articles | 2024
    Xin X; Huang F, 2024, 'Anti-discrimination Insurance Pricing: Regulations, Fairness Criteria, and Models', North American Actuarial Journal, 28, pp. 285 - 319,
    Journal articles | 2023
    Zhang X; Huang F; Hui FKC; Haberman S, 2023, 'Cause-of-death mortality forecasting using adaptive penalized tensor decompositions', Insurance Mathematics and Economics, 111, pp. 193 - 213,
    Journal articles | 2022
    Dong Y; Frees EW; Huang F; Hui FKC, 2022, 'Multi-state modelling of customer churn', ASTIN Bulletin, 52, pp. 735 - 764,
    Journal articles | 2021
    Dolman C; Frees E; Huang F, 2021, 'Multidisciplinary collaboration on discrimination - Not just Nice to Have', Annals of Actuarial Science, 15, pp. 485 - 487,
    Journal articles | 2021
    Frees EWJ; Huang F, 2021, 'The Discriminating (Pricing) Actuary', North American Actuarial Journal,
    Journal articles | 2021
    He L; Huang F; Shi J; Yang Y, 2021, 'Mortality forecasting using factor models: Time-varying or time-invariant factor loadings?', Insurance Mathematics and Economics, 98, pp. 14 - 34,
    Journal articles | 2020
    Dong Y; Huang F; Yu H; Haberman S, 2020, 'Multi-population mortality forecasting using tensor decomposition', Scandinavian Actuarial Journal, 2020, pp. 754 - 775,
    Journal articles | 2020
    Huang F; Maller R; Ning X, 2020, 'Modelling life tables with advanced ages: An extreme value theory approach', Insurance Mathematics and Economics, 93, pp. 95 - 115,
    Journal articles | 2020
    Ma J; Huang F; Bruhn A, 2020, 'Estimating China鈥檚 Future Life Insurance Market', Asia-Pacific Journal of Risk and Insurance, 15,
    Journal articles | 2018
    Ferreira A; Huang F, 2018, 'Is human life limited or unlimited? (A discussion of the paper by Holger Rootz茅n and Dmitrii Zholud)', Extremes, 21, pp. 373 - 382,
    Journal articles | 2018
    Huang F; Yu H, 2018, 'Optimal reinsurance: A reinsurer's perspective', Annals of Actuarial Science, 12, pp. 147 - 184,
    Journal articles | 2016
    Huang F; Browne B, 2016, 'Mortality forecasting using a modified Continuous Mortality Investigation Mortality Projections Model for China I: Methodology and country-level results', Annals of Actuarial Science, 11, pp. 20 - 45,
    Journal articles | 2016
    Huang F, 2016, 'Mortality forecasting using a modified CMI Mortality Projections Model for China II: Cities, towns and counties', Annals of Actuarial Science, 11, pp. 46 - 66,
    Journal articles | 2014
    Huang F; Butt A; Ho KY, 2014, 'Stochastic economic models for actuarial use: An example from China', Annals of Actuarial Science, 8, pp. 374 - 403,
  • Working Papers | 2025
    Dong Y; Frees EJ; Huang F; Hui F; Van Heerde H, 2025, A Joint Model of Cost and Churn for Stochastic Cost Industries, SSRN, ,
    Working Papers | 2025
    Huang F; Hui F; Villegas Ramirez A, 2025, Towards Fairer Retirement Outcomes: Socio-Economic Mortality Differentials in Australia, ,
    Working Papers | 2025
    Huang F; Pesenti SM, 2025, Marginal Fairness: Fair Decision-Making under Risk Measures, SSRN, ,
    Working Papers | 2025
    Huang F; Shen J; Yang Y; Zhao R, 2025, Learning Fair Decisions with Factor Models: Applications to Annuity Pricing, ,
    Working Papers | 2025
    Park C; Williams M-A; Zhan S; Laub P; Huang F, 2025, ClassChat: Can AI help us collaborate and discuss better?,
    Working Papers | 2025
    Shimao H; Huang F; Warut Khern-am-nuai W, 2025, Welfare Implications of Fairness Regulations in Insurance Cost Modeling: A Multi-Method Study, SSRN, ,
    Working Papers | 2025
    Zhu F; Dong Y; Huang F, 2025, Data-Rich Economic Forecasting for Actuarial Applications, ,
    Working Papers | 2024
    Xin X; Hooker G; Huang F, 2024, Why You Should Not Trust Interpretations in Machine Learning: Adversarial Attacks on Partial Dependence Plots, ,
    Working Papers | 2022
    Huang F; Maller R; Milholland B; Ning X, 2022, A Proposal for Finite But Unbounded Human Lifetimes,
    Working Papers | 2021
    He L; Huang F; Yang Y, 2021, Data-adaptive Dimension Reduction for US Mortality Forecasting, ,
    Working Papers | 2021
    Huang F; Maller R; Miholland B; Ning X, 2021, A Mixture Model Incorporating Individual Heterogeneity in Human Lifetimes, ,
    Working Papers |
    Dong Y; Frees EJW; Huang F, Deductible Costs for Bundled Insurance Contracts, Elsevier BV, ,
    Working Papers |
    Frees EJW; Huang F, Online Supplement to: The Discriminating (Pricing) Actuary, Elsevier BV, ,
    Working Papers |
    Shimao H; Huang F, Welfare Implications of Fairness and Accountability for Insurance Pricing, Elsevier BV, ,
    Working Papers |
    Xin X; Huang F, Anti-Discrimination Insurance Pricing: Regulations, Fairness Criteria, and Models, Elsevier BV, ,
  • Conference Presentations | 2022
    Huang F, 2022, 'Anti-Discrimination Insurance Pricing: Regulations, Fairness Criteria, and Models', presented at ASTIN Colloquium, 22 June 2022
    Conference Presentations | 2022
    Huang F, 2022, 'Anti-discrimination Insurance Pricing: Regulations, Fairness Criteria, and Models', presented at All-Actuaries Summit, 03 May 2022
    Conference Presentations | 2022
    Huang F, 2022, 'Cause-of-death Mortality Modelling using Penalized Tensor Decomposition', presented at 24th International Congress on Insurance: Mathematics and Economics, 04 July 2022
    Conference Presentations | 2021
    Huang F, 2021, 'The Discriminating (Pricing) Actuary', presented at 11th China International Conference on Insurance and Risk Management, 11 July 2021
    Preprints | 2020
    Frees E; Huang F, 2020, The Discriminating (Pricing) Actuary,
    Conference Presentations | 2020
    Huang F, 2020, 'Modelling Life Tables with Advanced Ages: an Extreme Value Theory Approach', presented at 28th Colloquium on Pensions and Retirement Research, 29 November 2020
    Conference Presentations | 2020
    Huang F, 2020, 'Modelling Life Tables with Advanced Ages: an Extreme Value Theory Approach', presented at Actuarial Research Conference, 29 July 2020
    Conference Presentations | 2020
    Huang F, 2020, 'The Discriminating (Pricing) Actuary', presented at CLMR Research Symposium 2020, 20 November 2020
    Conference Presentations | 2019
    Huang F, 2019, 'Modelling Life Tables with Advanced Ages: an Extreme Value Theory Approach', presented at International Workshop on Subnational Life Tables, 20 November 2019
    Conference Presentations | 2019
    Huang F, 2019, 'Multi-population Mortality Forecasting using Tensor Decomposition', presented at China International Conference on Insurance and Risk Management (CCIRM), 30 July 2019
    Conference Presentations | 2018
    Huang F; Ferreria A, 2018, 'Is there a limit to Human Life or Not?', presented at Actuarial Risk Modelling and Extreme Values (ARMEV) Workshop, 18 September 2018
    Conference Presentations | 2018
    Huang F, 2018, 'The Younger-Older Dichotomy of Mortality Patterns: Observations and Applications', presented at 22th International Congress on Insurance: Mathematics and Economics, 09 July 2018
    Preprints |
    Fu B; Huang F; Maller R, Modelling Australian Life Tables with Advanced Ages -- A Report Prepared for the Australian Government Actuary,
    Preprints |
    Zhang X; Huang F; Hui F; Haberman S, Cause-of-Death Mortality Forecasting Using Adaptive Penalized Tensor Decompositions,
  • Media | 2025
    Huang F; Hui F; Villegas A, 2025, How socio-economic factors drive significant life expectancy gaps, 91色情片 Business Think,
    Media | 2025
    Huang F, 2025, Achieving Fairness in Data-driven Decision Making,
    Media | 2025
    Huang F, 2025, Check your AI: a framework for its use in actuarial practice,
    Media | 2025
    Huang F, 2025, The Price of Loyalty: Rethinking Optimisation in Insurance Pricing,
    Media | 2025
    Huang F, 2025, When Students Become Startups,
    Media | 2024
    Huang F, 2024, This is why your insurance premiums keep going up,
    Media | 2022
    Huang F; Liu K; Yu J, 2022, 91色情片 Data Analytics Sandbox empowers young actuaries to help solve industry problems,
    Media | 2022
    Huang F; Xin X, 2022, Anti-discrimination insurance pricing: Regulations, fairness criteria and models,

  1. , (with Yanrong Yang, Samuel Muller), 2026-2028, $636,574, "Responsible Statistical Learning: Uncertainty, Fairness and Transparency".
  2. ,听 (with Jeremy Moss), 2025-2027, $439,488, "Dealing with Climate Disasters"
  3. , Industry Researcher PhD category (for Laura Zhao),听2024-2032, $232,000 (max from government to support the project). "Personalised Risk Management for Australian Travellers utilizing Causal and Generative AI Model".
  4. Fairness Metrics for Life Insurance (with Milliman), SOA Research Grant, 2023, US$30,000, "Fairness Metrics for Life Insurance"听
  5. CAS Individual Grant Competition, collaborated with Joshua Loftus (LSE), US$17,554, "Interpretable and Fair Insurance Risk Pricing using Causal Models".

General Awards

  1. , 2025, the highest individual honour in the Staff Awards听

  2. , 2023

Research Awards

  1. ,听for co-authored paper "". 2025
  2. , Recipient: Xi Xin (PhD student), for co-authored paper "". 2025
  3. ,听with PhD student Xi Xin as a team member, 2024
  4. , with Zurich Cover-More, Industry PhD candidate Laura Zhao, 2024
  5. , 2024
  6. , 2023
  7. , 2022
  8. , 2022

Education Awards

  1. Bloomberg Education Excellence Award - Best Innovative Teaching Practice (with Kevin Liu, Xiao Xu, Jonathan Ziveyi, and Sherry Zhang), 2023
  2. , 2022
  3. , 2018
  4. , 2017

  1. Climate Disaster Insurance - ARC Discovery Project (2025-2028)听听with Jeremy Moss
  2. Responsible AI -- Fairness and Discrimination in insurance pricing
    (1)听听(with Edward (Jed) Frees), NAAJ, 2023
    (2)听(with Xi Xin), NAAJ,听 2024听
    This paper won the inaugural听Carol Dolan Actuaries Summit Prize, ASTIN Colloquium Best Paper Award, American Academy of Actuaries' Academy Award for Research, and North American Actuarial Journal Best Paper Award.
    (3)听Welfare Implications of Fair听and Accountable听Insurance Pricing听(with Hajime Shimao), 2024 ()
    (4)听Welfare Implications of Fairness Regulations in Insurance Cost Modeling: A Multi-Method Study (with Hajime Shimao and Warut Khern-am-nuai), 2025 ()
    (5) Learning Fair Decisions with Factor Models: Applications to Annuity Pricing (with Junhao Shen, Yanrong Yang, and Ran Zhao), 2025 ()
    (6) Marginal Fairness: Fair Decision-Making under Risk Measures (with Silvana M. Pesenti), 2025 ( /听 )
  3. Responsible AI -- Transparency and Interpretability
    (1) . (with Xi Xin and Giles Hooker) ()
  4. Mortality and Retirement Income -- Socio-economic Longevity Differentials
    (1) Towards Fairer Retirement Outcomes: Socio-economic Mortality Differentials in Australia (with Francis Hui and Andres Villegas) (听/听听/听)
  5. Mortality and Retirement Income -- Advanced-age mortality modelling
    (1)听 (with Ross Maller and Ning Xu), Insurance: Mathematics and Economics, 2020
  6. Customer Churn Analysis and Customer Management
    (1) (with Yumo Dong, Edward (Jed) Frees, Francis Hui), ASTIN Bulletin, 2022 ()
    (2) A Joint Model of Cost and Churn for Stochastic Cost Industries (with Yumo Dong, Edward (Jed) Frees, Francis Hui, and Harald Van Heerde) ()

Software Packages

: STLT fits the Smooth Threshold Life Table (STLT) and Dynamic Smooth Threshold Life Table (DSTLT) as outlined in . It also provides S3 methods for predicting using fitted STLT and DSTLT models, as well as plotting the fitted lines.

Open Dataset

Online Interactive App听

: Understanding Australian Socio-Economic Longevity and its Retirement Income Implications

Recent Invited Industry Talks:

  1. , Actuaries Institute, 2025
  2. , Institute and Faculty of Actuaries (IFoA), 2025
  3. , Society of Actuaries, 2025 (close to 700 attendees)
  4. , International听Actuarial Association, 2025

Media Coverage:

I am a columnist writing "Responsible AI" series for Actuaries Digital, the magazine of the Actuaries Institute. Read my articles .听

Fair Insurance Pricing under AI and Climate Risk

  • Contingencies (American Academy of Actuaries), 2026,
    Referenced by the President of the American Academy of Actuaries in a message on "". 鈥淚n light of the excellent article written by Fei Huang and Xi Xin 鈥 I wanted to write about why actuaries are extremely well-positioned to address ethical treatment in the use of AI.鈥

  • The Actuary Magazine (SoA), 2025,

  • Actuaries Digital, 2025,

  • Actuaries Digital, 2025,

  • Featured in to celebrate 91色情片 Sydney鈥檚 75th anniversary, 2024

  • RESOLVE, December 2023, , by听 Resolve Editor Kate Tilley, Australian Insurance Law Association (AILA)

  • ANZIIF article 2023:

  • Actuaries Digital 2023:

  • and 91色情片 Newsroom鈥, 2022, Pricing fairness: tackling big data and COVID-19 insurance discrimination.

  • 听 and , 2022. How insurers can mitigate the discrimination risks posed by AI.

  • Actuaries Digital 2022, 听

  • Value Driven Data Science Podcast 2022, Episode 3:

  • SBS Radio Interview (in Chinese) 2021 on Insurance Discrimination,

Responsible AI Adoption

  • Actuaries Digital, 2026,

  • The Actuary Magazine (IFoA), 2025,

  • Business Think. 2024, .

How Insurance Works

  • Australian Broadcasting Corporation (ABC), 2026,

  • Money, 2025,

  • Forbes Advisor, 2024,

  • Info360, 2024, . (republished by 75 news media, and 鈥榓udience reach鈥 of about 500,624. )

  • Business Think, 2023.

Climate Disaster Insurance

  • Business Think, 2023. 听

Longevity, Superannuation, and Retirement Income System

Industry-engaged Teaching Innovation

  • Actuaries Digital, 2025,

My Research Supervision

  • Yuan Zhuang (primary supervisor), PhD student at 91色情片 Sydney
  • Laura Zhao (primary supervisor), part-time PhD student at 91色情片 Sydney, National Industry PhD Program
  • Xi Xin (primary听supervisor), PhD student at 91色情片 Sydney
  • Yumo Dong (primary supervisor), PhD student at the Australian National University, graduated.

My Teaching

  1. ACTL4305/5305 Actuarial Data Science Applications (2020 - now)
    Datathon project (2024): Competing for Pet Insurance Customers: A Pricing Competition. Industry Partners: Fetch, Airtree, Finity.听; 听(When Students Becomes Starts, Actuaries Digital)
    Sandbox project (2023): Understanding Bushfire Event Risk Across Australia. Industry Partner: Suncorp.
    Sandbox project (2022):听Multi-coverage Claim Modelling for Insurance Packaged Products. Industry Partner: IAG.
    Sandbox project (2021): Develop Pricing Models for SME Building Insurnace with Features Having High Cardinality. Industry Partner: Suncorp.
  2. ACTL3142/5110 Statistical Machine Learning for Risk and Insurance Applications (2021-2022)
    Sandbox project (2022): Predicting Claims Inflation for Commercial Auto Insurance Pricing. Industry Partner: IAG.